What led me to create COS Elite.
I've always been drawn to financial markets and investing. After graduating from the University of San Diego in 2013, I moved to Chicago to begin my career at Ernst & Young in their Financial Services practice, working with private equity funds, hedge funds, and family offices.
After three years, I transferred to EY's San Diego office, where I expanded my experience to include real estate investment clients. A few years later, I joined a $1.2 billion family office as Director of Tax, overseeing tax strategy across both hedge fund and private equity operations.
The mandate was clear: minimize taxes and maximize long-term wealth accumulation. We pursued sophisticated planning strategies, constantly identifying opportunities to offset taxable income as the portfolio grew. Over eight years, I gained exposure to nearly every type of tax return and developed a deep toolkit of tax strategies.
But over time, I realized something important: while the strategies were effective, the impact was limited. The clients I was serving already had more wealth than they would ever need. I wanted to apply that same level of strategic thinking where it could actually make a difference in people's lives.
Around that same time, I watched cryptocurrency emerge as a genuinely new asset class, one that existing tax law wasn't built to handle and that left both CPAs and their clients without clear answers. Everyday investors were generating life-changing returns with little understanding of the tax consequences or how to plan around them. It was exactly the kind of complex, high-stakes problem I had spent my career solving, just for people who actually needed the help.
I founded COS Elite to bring institutional-level tax strategy to individuals and entrepreneurs navigating the fast-moving world of cryptocurrency. My goal is simple: provide clear, thoughtful guidance that helps clients keep more of what they earn and make confident, informed financial decisions.