Tax-Loss Harvesting

Turn paper losses into real tax savings.

Strategic loss harvesting for crypto portfolios: identifying, timing, and executing trades that reduce your tax bill without sacrificing your long-term position.

See the Process
Year-Round Monitoring
Crypto-Specific Strategy
CA License #133092
The Problem

Your crypto trading is tax inefficient.

Leaving Losses on the Table

Market dips create real harvesting opportunities, but most holders watch their portfolios drop without realizing those unrealized losses can offset taxable gains dollar for dollar.

Recognizing Gains without Considering the Tax Consequences

Many investors sell appreciated crypto positions without evaluating the tax impact first. Without proactive planning, taxable gains can often be reduced, deferred, or strategically offset through harvesting and position management.

Missing Optimal Harvest Windows

The best harvesting opportunities are fleeting. Without continuous monitoring, by the time you notice a dip worth harvesting, the window has already closed.

Our Process

How we harvest smarter.

01

Portfolio Analysis

Identify unrealized losses across all positions and exchanges. We map every holding to its current cost basis, holding period, and loss potential to build a complete harvesting roadmap.

02

Strategic Execution

We recommend harvesting certain depreciated positions and reinvesting in correlated assets to preserve your portfolio allocation.

03

Tax Integration

Apply harvested losses against gains and carry forward excess. Every harvest is documented, reconciled against your realized gains, and integrated into your annual return for maximum tax impact.

What You Get

Tax Awareness of Every Trade Decision.

Loss Harvesting Opportunity Report

Complete analysis of unrealized losses across every position, exchange, and wallet.

Real-Time Portfolio Monitoring

Continuous tracking of loss thresholds so harvesting windows are never missed.

Optimal Harvest Execution Plan

Step-by-step trade instructions with target prices, replacement assets, and timing guidance.

Year-End Tax Impact Summary

Full reconciliation of all harvesting activity and its effect on your annual tax liability.

Who It's For

Built for portfolios with untapped losses.

The Diversified Holder

You hold a broad crypto portfolio with embedded losses across multiple positions. Some assets are down significantly, but you have not taken advantage of those paper losses to offset gains elsewhere in your portfolio.

The Active Rebalancer

You frequently adjust positions, rotate between sectors, and rebalance allocations. Every trade creates a taxable event, and every rebalance is an opportunity to harvest losses strategically before reinvesting.

The High Earner

You need every available deduction to offset ordinary income and reduce your effective tax rate. Harvested crypto losses can offset up to $3,000 in ordinary income annually, with unlimited carryforward against future capital gains.

Common Questions

Questions worth answering.

Currently, the IRS wash sale rule under Section 1091 applies only to securities and does not explicitly cover cryptocurrency. However, proposed legislation could extend wash sale rules to digital assets in the future. We structure every harvest with this evolving guidance in mind, so your deductions are defensible regardless of regulatory changes.

Ready to harvest smarter?

Book a free consultation to see how much you could save with strategic tax-loss harvesting on your crypto portfolio.

CPA #133092, Licensed in the State of California